Ohio Police & Fire Pension Fund (OP&F) Members
Disability Assistance has represented over 1,600 individuals who have received disability pension benefits, over one-half of which were police officers or firefighters.
About the OP&F Disability Pension Application Process:
- OP&F is the only public pension fund in Ohio that has the right to increase or decrease the amount of a disability retirement pension based upon the severity of an injury or disability. Therefore, including the proper information in the application is critical to maiximizing benefits.
- OP&F has the ability to reduce the amount of a disability pension if it determines that the disabled individual is readily employable in another job outside of police or fire protection service. There are a number of factors that the pension fund weighs to make this determination. A failure to understand the rules for making this decision can have a devastating effect on disability pension awards.
- The average age of the recipient of a disability pension for a police officer is 45 and for a firefighter is 48.
- Conditions that are the basis for a disability pension may be psychological as well as physical. In fact, a great number of police officers and firefighters suffer from at least some emotional distress due to the nature of their jobs.